• Resident/born in the locality.
• Buy a share and a pass book.
• Provide original and copy of national ID and two(2) passport size photographs
• Identify beneficiary/next of kin in case of death
• Provide contacts i.e physical address, telephone/mobile number and postal address(optional)

To become a member, one pays a minimum of Kes 700.The total amount is influenced by the number of shares the individual decides to buy.The minimum share allowed is Kes 300 to enable as many people to become part of NCDA as possible. This ensures that more poor and vulnerable members of the community can be part of it. As a result of this policy, NCDA gains an average of 800 members per year.